This article tells everyone about whether I have applied for a credit card but failed to pass it, and will it affect my credit investigation? Zhihu, and the knowledge points about whether the application for a credit card will affect the corresponding credit information, I hope it will be helpful to everyone, don’t forget to bookmark this site. List of contents in this article: 1. Will an inactive credit card affect personal credit investigation? 2. Will an inactive credit card affect credit investigation? 3. Will an unactivated credit card affect credit investigation? 4. Apply for a credit card (credit card) approval If the card is not activated after the application, will it affect the credit investigation? Will the unactivated credit card affect the personal credit investigation? If the credit card is not activated after application, it will not affect the credit. Because the credit card is not activated, the credit report will show "not activated". Therefore, when other financial institutions inquire about your credit information, they will ignore this inactive credit card. If the credit card is not activated, it will not affect the credit report. Because most credit cards have no fee or annual fee if they are not activated, but some special cards need to be paid attention to, such as platinum cards and customized cards of some banks, which may cause arrears to be overdue. It will affect personal credit. The credit card information that has not been activated will have a record such as "the card has not been activated" in the credit report. So, have you applied for a credit card but failed to pass it? Does it affect your credit investigation? Knowing that after such a credit investigation record, if there are credit applications in the future, banks or other financial institutions will evaluate such records to consider whether I have applied for a credit card but failed to pass it, will it affect the credit investigation? I know that you have passed the approval. In this case, platinum cardholders will be overdue due to failure to pay the annual fee, which will affect their personal credit records. If you have already applied for a credit card, it is recommended to use it normally. Although the inactivation of some banks' general cards and gold cards will not affect personal credit, it will also cause other problems. Will the credit card not be activated affect the credit? Credit card application will not be activated after the activation will not affect the credit. Because the credit card has not been activated and has been processed for a credit card but has not been issued, will it affect the credit investigation, so the credit report will display "not activated". Therefore, when other financial institutions look up your credit information, they ignore the inactive card. If the credit card is not activated, it will not affect the credit report. Because most credit cards have no fee or annual fee if they are not activated, but some special cards need to be paid attention to, such as platinum cards and customized cards of some banks, which may cause arrears to be overdue. It will affect personal credit. The credit card information that has not been activated will have a record such as "the card has not been activated" in the credit report. So, have you applied for a credit card but failed to pass it? Does it affect your credit investigation? Knowing that after such a credit investigation record, if there are credit applications in the future, banks or other financial institutions will evaluate such records to consider whether I have applied for a credit card but failed to pass it, will it affect the credit investigation? I know that you have passed the approval. In this case, platinum cardholders will be overdue due to failure to pay the annual fee, which will affect their personal credit records. If you have already applied for a credit card, it is recommended to use it normally. Although the inactivation of some banks' general cards and gold cards will not affect personal credit, it will also cause other problems. Will a credit card that has not been activated affect the credit investigation? 1. If the credit card is not activated after application, it will not affect the credit. Because the credit card has not been activated and has been applied for a credit card but has not been opened, does it affect the credit investigation Zhihu, so the credit report will display "not activated". Therefore, when other financial institutions look up your credit information, they ignore the inactive card. 2. It will affect personal credit. The credit card information that has not been activated will have a record such as "the card has not been activated" in the credit report. Then, with such a credit record, if there are credit applications in the future, banks or other financial institutions will evaluate such records to consider whether to approve you. 3. If the credit card is not activated, it will not directly affect personal credit. However, if the credit card is a high-end card or a customized card, annual fees may be incurred even if the credit card is not activated. If you do not pay attention, the annual fee may be overdue, which will affect the personal Credit. 4. Not activating the credit card will only affect the credit card transaction, not the credit record. Personal credit records will record the use of the credit card. If the credit card has not been issued, it will display the words "not yet activated", indicating that you have such a credit card in your name but have not used it. 5. In this case, Platinum cardholders will be overdue due to failure to pay the annual fee, which will affect their personal credit records. If you have already applied for a credit card, it is recommended to use it normally. Although the inactivation of some banks' general cards and gold cards will not affect personal credit, it will also cause other problems. 6. Credit card deactivation usually does not affect credit reporting, because most credit card deactivation has no fee or annual fee, but some special cards need to be paid attention to, such as platinum cards and customized cards of some banks, which may cause arrears Overdue. If the credit card (credit card) is not activated after it is approved, will it affect the credit investigation? If the credit card is not activated after application, it will not affect the credit. Because the credit card is not activated, it will show "Inactive" on your credit report. Therefore, when other financial institutions look up your credit information, they ignore the inactive card. It will affect personal credit. The credit card information that has not been activated will have a record such as "the card has not been activated" in the credit report. Then, with such a credit record, if there are credit applications in the future, banks or other financial institutions will evaluate such records to consider whether to approve you. The inactivation of the applied-for credit card will have a certain impact on the applicant, and the specific circumstances are as follows: It will affect the applicant's credit investigation. I have applied for a credit card but failed to pass it, will it affect my credit investigation? This is the end of Zhihu’s introduction. Thank you for taking the time to read the content of this site. More about whether applying for a credit card will affect your credit investigation, applying for a credit card but not Does opening pass affect credit investigation? Don't forget to search for information on Zhihu on this site.